Buy Your First Home

Ditch the Deposit Hurdle. Own Your Future.

Fast-Tracked Home Ownership for First-Time Buyers.

The Great Australian Dream can feel like a marathon when the finish line keeps moving. If you’re waiting until you’ve saved a massive 20% deposit while rent and house prices climb, you’re playing by rules that weren’t written for you.

At Lendable, we’re here to help you stop the ‘someday’ talk and start the moving trucks. We specialise in low-deposit strategies and smart financing that works for the modern buyer – including navigating the latest government grants available in your state.

First Home Buyer Options

There are plenty of ways to get into your first home if the traditional routes don’t work. The ideas below are a great place to start, but every buyer’s situation is different. The best way to uncover what’s possible is to have a chat witih our team. We’ll assess your goals, explain your options in plain English, and help you build a strategy that gets you into the market sooner.


5% Deposit - No LMI

Get into your own home sooner and stop paying your landlord’s mortgage. We have low-deposit options that help you wave goodbye to Lenders Mortgage Insurance.


Government Grants

Government schemes can be a maze of paperwork. We do the heavy lifting to see if you qualify for spots that let you buy with as little as a 2% deposit.


The Power of Rent-Vesting

Can’t afford the suburb you love? Don’t compromise on lifestyle. Buy where you can – rent where you love. It’s the ultimate 2026 power move.


Team Up With A Mate

Double your borrowing power and halve the stress. Buying with a partner, sibling or friend is the modern shortcut to homeownership.

  • FIND A SOLUTION

Discover What’s Possible.

Even if you’re not quite ready, it’s worth having a conversation. Many first-home buyers are surprised to discover they can enter the market sooner than expected with the right combination of grants, guarantees and lending strategies.

Our team takes the time to understand your situation and what you want to achieve in order to create a personalised pathway that helps you buy with confidence, whether that’s now or in the near future.

  • MORE THAN JUST A LOAN

Government Grants – What Can You Access?

The government has a number of schemes designed to get you into a home sooner, but figuring out what you qualify for isn’t always straight forward. We’ll match your profile against current grants and incentives so you can skip the paperwork and find out exactly what you’re eligible for.

Client Reviews

Buying a home is one of the biggest financial moves you’ll ever make, and we’re committed to making the process simple, strategic, and stress-free. From first home buyers getting into the market sooner to investors growing their portfolios with confidence, our clients’ reviews reflect what we stand for: clear advice, genuine support, and brokers who go the extra mile to make things happen.

Ready to Flip the Script on Renting?

The 2026 property market moves fast, but we move faster. No paperwork, no branch visits, and no impact on your credit score. Just real numbers from a team that actually gets it.