Government Grants

Government Schemes that Actually Work.

Skip the Savings Queue and Get Into Your Home Sooner.

Saving a 20% deposit in today’s market can feel like chasing the end of a rainbow. If you’re waiting until you’ve reached that magic number while rent and property prices climb, you’re playing a game that’s rigged against you.

The Australian government has recently expanded a range of grants and guarantees designed to bridge the gap between your current savings and your future front door. At Lendable, we specialise in helping you maximise all available options – combining federal guarantees with state-based grants to cut years off your savings timeline.

Government Grant Support Guide

Buying your first home may be more achievable than you think. A range of government schemes and grants are available in 2026 to help eligible buyers reduce their deposit, avoid extra costs, and get into the property market sooner.


% Deposit, No LMI

This is a game-changer. Eligible buyers can secure a home with 5% deposit without paying Lenders Mortgage Insurance (LMI) because the government acts as your guarantor for the remaining 15%.


Help to Buy Scheme

Or sometimes known as Shared Equity. The government contributes up to 40% of the equity for a new home (or 30% for an existing one). This means a smaller mortgage, lower repayments, and a significantly smaller deposit requirement.


First Home Owner Grants

First home owners could be eligible for a one-off cash boost with some states like Queensland offering up to $30,000 for regional builds. We’ll help you claim every dollar you’re entitled to.


Stamp Duty Concessions

You could save tens of thousands of dollars on your first home as most states offer stamp duty concessions to first home buyers./span>

  • DON’T GUESS

Find Out What You’re Eligible For

The support is available, but navigating the eligibility rules and paperwork can be overwhelming.

Our experienced mortgage brokers will assess your location, income, deposit, and eligibility to identify the exact combination of government support available to you – so you can focus on moving into your new home sooner.

  • MORE THAN JUST A LOAN

What Are You Eligible For?

Don’t guess which schemes apply to you. Our experienced mortgage brokers will cross-reference your location, income, and savings to show you the exact combination of government support you can use to buy now.

Client Reviews

Buying a home is one of the biggest financial moves you’ll ever make, and we’re committed to making the process simple, strategic, and stress-free. From first home buyers getting into the market sooner to investors growing their portfolios with confidence, our clients’ reviews reflect what we stand for: clear advice, genuine support, and brokers who go the extra mile to make things happen.

Ready to Claim Your Share?

The money is on the table, but the paperwork can be a nightmare. We’re here to handle the applications and the fine print, making sure you don’t miss out on the support you deserve.